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Mortgage and Investment loans for your changing life

As an option-based mortgage brokerage we strive to offer you the ideal financing solution for your mortgage needs and the education to make you a better consumer.

Welcome to Fluxx Mortgage and Financial

While the home loan process can be scary, we have the perfect team to support and educate you every step of the way as you navigate the loan process. Led by our team of real estate veterans, and highly educated staff, we will make certain the process is tailored to your specific needs as a client.

Client Resources

Surf our website to learn about our company, see our loan programs, and request a free consultation.

Mortgage Calculator
Look at different scenarios with our calculators.
Learning Center
Read through the articles to help you learn more about the mortgage process.
Loan Programs
Familiarize yourself with some of the loan programs we offer.
Quote Request
Request a no obligation quote with no credit check required.
No Obligation.
No Credit Check.

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

Teammate of the month
John Barcelo Headshot

John Barcelo

Mortgage Loan Originator
NMLS#: 2544208
Welcome new hires!
Angel Ramos

Angel Ramos

Mortgage Loan Originator
NMLS#: 2044477
5Stars
Our clients are the foundation of our success.

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